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Are they hell. Has anyone, ever, known their insurance premium to go down? It’s a racket. If they 20 limits are cutting costs, that cost is being turned into further profit, not savings for the customer
Mine has actually gone down a couple of times with two different car insurance companies. Though my insurance has never been on the hook for a claim from me either.
Yeah, ours went down this year too. Which was nice.
Of course not, at least not here in the states. My premium went up $60/year and their reasoning was that due to an increased number of accidents and claims across the board, everyone’s goes up, despite the fact the I haven’t had an accident or even a claim in almost 20 years.