• parpol@programming.dev
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    9 months ago

    “Crypto isn’t backed by a government”

    “CBDC is a digital form of fiat—money that is issued by central banks. It is designed to be a digital representation of the country’s physical currency. Unlike cryptocurrencies like Bitcoin or Ethereum, CBDC is backed by the government and is legal tender.”

    CBDC is blockchain based, i.e cryptocurrency.

    Japan is developing a similar cryptocurrency as well.

    • bhmnscmm@lemmy.world
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      9 months ago

      I stand corrected. There is literally no functional difference between “currency” and (at least some) crypto.

    • kirklennon@kbin.social
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      9 months ago

      CBDC is blockchain based, i.e cryptocurrency.

      A CBDC can be blockchain based, but almost none actually will be. China’s isn’t. Japan’s CBDC is not. In the US, the Federal Reserve is still in early stages but I’m confident it won’t use blockchain either.