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Joined 1 year ago
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Cake day: July 4th, 2023

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  • I do find it interesting/funny that Google felt the need to actually provide this, as a sort of acknowledgement that their main search “results” page is so full of random info boxes and generated content that people can’t find actual links anymore.

    Personally, and In principle at least, this makes sense. About half of my web searches are looking for a quick answer to a question (what’s the per pound cook time for a frozen turkey?), so having that answer highlighted and summarized alongside the source is very useful. It’s actually the minority of the time that what I really want is a link to an external resource.

    The effectiveness of that implementation and the accuracy of the summarized info is a whole other topic…











  • To add to this, if you compare a dresser (or table or whatever) at ikea to a piece of the same price range from pretty much anywhere else, it’s almost absurd how much better quality the IKEA piece will be. Or maybe it’s more accurate to say it’s absurd how crappy the non-IKEA piece will be.

    Seriously, go to a furniture store and look at the drawer construction and hardware on a $1000 dresser and compare that to a $400 IKEA dresser.

    There is definitely some garbage at the bottom of their price ranges, but their mid range stuff is generally a solid value.




  • Yeah you’re right. “Could be gone forever” is probably more accurate. I imagine most banks would give you a bit of leeway, just like most CCs aren’t going to hold you liable for the first $50 like they technically could.

    But at the same time, that money is gone immediately from your account, so if a sizable amount gets debited it could put you in a pickle until/if they refund it.


  • OP also didn’t specify which type of debt. Twice your annual salary in CC debt, ehhh not so great. Twice your annual salary in a mortgage + student loans + car loan actually sounds like a pretty typical situation, if not a bit frugal. That’s a person making 100k with a 4yr degree from a public univeristy, living in a 150k house, and driving a usedToyota.


  • To add to this, if your debit card is used fraudulently, that money is gone from your bank account forever. If your credit card is used fraudulently, you are on the hook for maximum $50, and in my experience it has always been $0.

    I have had fraudulent charges show up on a CC about once every 2-3 years. In each case, the worst hassle is waiting a few days for a new card to arrive. That alone is enough for me to never use a debit card unless absolutely necessary.