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This is pretty much it. People really just want to find reasons to hate Apple over the past 2 - 3 years. You’re right, though, your Mac can run easily for 10+ years. You’re good basically until the web browsers no longer support your OS version, which is more in the 12-15 year range.
People do like to downplay this, but SoC is the future. There’s no way to get performance over a system bus anymore.