I’m roundaboutly reminded of one of my favorite novels - Greener Than You Think, by Ward Moore.
It’s a science fiction story about the end of the world that was written in the late 40s. The proximate cause of the end is all of the landmasses of Earth being smothered by a gigantic and very aggressive strain of Bermuda grass, but the real cause is the utter and complete failure, due to ignorance, greed, selfishness, short-sightedness, incompetence, arrogance and so on, of every attempt to combat it.
No - I don’t agree that they’re completely different.
“Made by AI” would be completely different.
“Made with AI” actually means pretty much the exact same thing as “AI was used in this image” - it’s just that the former lays it out baldly and the latter softens the impact by using indirect language.
I can certainly see how “photographers” who use AI in their images would tend to prefer the latter, but bluntly, fuck 'em. If they can’t handle the shame of the fact that they did so they should stop doing it - get up off their asses and invest some time and effort into doing it all themselves. And if they can’t manage that, they should stop pretending to be artists.